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Benefits of Property, Fire, and Other Risks Insurance
- Financial Protection
Financial protection and security against losses and damages caused by fire, theft, vandalism, natural disasters, and other unforeseen events. It is an effective way to protect investments and business activities, providing peace of mind and business stability. - Business Continuity
Ensures business continuity by covering the costs of replacing affected goods and lost income. - Low Costs
Insurance costs are low compared to the potential losses caused by major risks. - Customization
Insurance policies can be tailored to the specifics of the activity and associated risks.
Object of Insurance
The object of insurance includes goods explicitly listed in the policy, located at the specified address within the Republic of Moldova.
What can be insured?
Immovable Property:
- Non-residential premises
- Buildings and other structures
- Administrative buildings
- Production buildings
- Warehouses
- Unfinished construction projects
- Separate premises
- Land plots
Machinery and Equipment:
- Production and commercial equipment
- Machinery and work installations
- Equipment
- Photovoltaic parks
Inventory:
- Contents (office furniture, computer equipment)
- Stock (raw materials or parts)
- Goods in warehouses and/or stores
- Finished products
- Stored raw materials
- Processing stock
Insured Risks
- FLEXA (fire, lightning, explosion, falling aircraft)
- Atmospheric risks (storm, hail, heavy rain, weight of snow or ice, avalanche)
- Flood and flash flood risks
- Extreme natural phenomena (tornado, hurricane)
- Risks from leaking pipes, sprinkler systems, and backflow
- Earthquake risks (earthquake and fire/explosion caused by it)
- Landslide and collapse risks
- Sonic boom and vehicle collision risks
- Risks of breakage and cracking of brittle items
- Risks of strike, riot, and civil commotion
- Vandalism risks
Actions of the insured in the event of an insured event:
1. Immediately notify the relevant authorities and take measures to protect the property.
2. Notify the insurance company within 48 hours of the occurrence or discovery of the event using the following contact details:
- Email: office@donaris.md
- Phone: +373 22 265 775, +373 22 265 769
3. Submit the claim form to the insurer within 10 calendar days of discovering the insured risk.
