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Civil liability insurance for enterprises operating facilities that represent sources of increased danger protects the Insured's property interests in case of certain events, in accordance with the law (hereinafter referred to as the "Law"), concerning the Insured's obligation to compensate for damage caused to the health or property of third parties, as well as damage caused by environmental pollution (land, water, and air) resulting from the Insured's business activity at the facility specified in the insurance contract.
Based on Law No. 151 of 09.06.2022 “on the safe operation of industrial facilities and potentially hazardous technical installations,” any economic agent carrying out activities in the field of industrial safety and using production facilities, equipment, technologies, etc., such as:
- boiler rooms (boilers with a pressure above 0.07 MPa (0.7 kgf/cm²))
- hoists
- elevators
- mills
- compound feed production sections
- grain reception facilities
- groats production lines
- painting sections
- automobile gas filling stations
- ethyl alcohol production sections, etc., is required to have a compulsory civil liability insurance contract for damage caused during the operation of a hazardous industrial facility.
Insured Risks:
√ Damage caused to the health and/or life or property of third parties
√ Environmental pollution
What does the insurance cover?
The Insurer provides insurance protection in the event of claims submitted by third parties against the Insured, in accordance with the current legislation of the Republic of Moldova, regarding the compensation for damages caused by the Insured's hazardous facilities during the validity of the insurance contract.
Insurance Period:
The insured period is 12 months.
